Let travel be more secure and detail the functions of 7 common insurances
With the continuous progress and development of society, insurance has long become a life guarantee that accompanies us for the rest of our lives. For our cardmates, auto insurance is a kind of risk protection in the driving career. Buying insurance is to transfer their risks. So, do you really understand all the common insurance features?
â— Pays compensation for other people
Traffic insurance is one of the insurances that every vehicle must buy. What is the role? For example: After the rear-end collision with someone's car, the other car is broken, and the strong insurance can help you lose. The person in the other car is disabled or injured, and you will be compensated by strong insurance.
However, it should be noted that if one's own car crashes or someone in his car is injured, it will not pay for the strong insurance. The compensation for the TAC insurance is relatively low, with a maximum death penalty of 110,000, a medical cost of only 10,000, and a maximum property loss of only 2,000 yuan.
â— The third party liability insurance compensates others
Third-party liability insurance is an important type of business insurance, and it is also one of the types of insurance that our trucks almost must buy. This year's drive is most afraid of accidents, but accidents have to be stunned, but it is clear that the point of compensation for the TAC insurance is not enough.
Therefore, in order to compensate for this problem, trucks purchase third party liability insurance, generally recommend buying at least 500,000 insured sums. The features are similar to those of the TAC insurance and play a complementary role. The insurance compensation is paid to others.
â— Car damage insurance for your car repair
The vehicle damage insurance is responsible for compensating the vehicle for its own losses due to natural disasters and accidents. If the other party has no responsibility, this time the insurance company needs to pay for repairs and the vehicle damage insurance will come in handy. This is one of the most important types of insurance in automobile insurance. It does not cost much, but it can get a great deal of protection.
â— Loss of money when stolen
The entire vehicle robber insurance, as its name suggests is very simple, in fact, after the vehicle was stolen by the insurance company in accordance with the old and new proportions of compensation. However, as far as I know, most trucks do not choose this type of insurance. Only loan vehicles will purchase full vehicle robberies. In fact, the price of this type of insurance will not be too expensive. Buy it with confidence.
â— On-board personnel liability insurance to accompany their own
On-board personnel liability insurance is what we commonly call seat insurance. If an accident occurs, if the person in the vehicle is unfortunately injured and at the same time he is responsible for the accident, the seat insurance can cover the cost of the vehicle's personnel.
â— Self-inflicted insurance compensates for own
Self-ignition insurance is the additional auto-ignition loss insurance for vehicles, which is an additional insurance for motor vehicle vehicle loss insurance. During the insurance period, during the use of the insurance vehicle, the insurance company will correspondingly due to the circuit, line, oil circuit, fuel supply system, problems of the goods itself, and the fire caused by the friction and fire of the motor vehicle, causing the loss of the insurance vehicle. Make compensation.
Perhaps because most people do not pay attention, the frequency of purchases of self-ignition insurance does not seem to be too high. It is recommended here that owners of old models can try to purchase self-ignition insurance, which can play an unexpected role when critical.
â— It is very important not to take deductibles
In general, insurance will insist on a principle of risk sharing. That is, after the accident, the insured will also bear a certain amount of loss. The purpose is to restrict the driver so as to minimize the risk.
The main function of this "non-reduction of exemption and compensation" is to transfer this small part of the personal responsibility losses that should be borne by the insurance company to the insurance company, so that after the accident, a full payment will be made and the individual will be able to obtain maximum protection.
In other words, it is the loss of compensation. Your loss will be paid by the insurance company. If not, they may only pay 80% of your losses.
â— Postscript:
To be honest, many people do not know or do not know what the actual role of the insurance is after they purchase insurance. It is hoped that the above introduction will allow everyone to have a more intuitive understanding of insurance and can choose more rationally to purchase the insurance they need. Of course, I hope that you will never have access to these insurances.
1. What is a lowbed Semi Trailer?
Lowbed Trailer are usually used to transport a variety of machinery and equipment, heavy equipment, highway construction equipment, large tank body, power station equipment, and various excavators, and are used to transport heavy vehicles (such as tractors, coaches, Subway truck head, etc.), rail vehicles, mining machinery, forestry machinery, Construction Machinery (such as excavators, bulldozers, loaders, pavers, cranes, etc.) and other heavy-duty cargo.
The lower the platform height of the heavy load trailers, the better the stability and safety. Our low loader has a large carrying capacity when transporting extra high and medium cargo. CHVM semi low bed trailer height from ground is usually 1300mm. If you have special needs, we can also customize it for you.
2. Common structure of lowbed trailer.
There are many structures and styles of low deck trailer. Below we introduce the two most common styles.
1. The first structure of the low load trailer
Low bed trailer usually use a high-low frame, that is, the front section of the frame is a gooseneck (the traction pin at the front section of the gooseneck is connected to the traction saddle on the tractor, and the back end of the gooseneck is connected to the low bed semi trailer frame).The middle part is the cargo platform (lowest part of the frame).
This structure can transport a variety of heavy equipment, can also transport other general cargo, can also transport 40-foot containers, 20-foot containers. The export volume of machine carriers of this structural style to Africa is the largest.
2. The second structure of low flatbed trailer
Another structure commonly used in low loader for sale: a concave beam frame. The front section of the frame is gooseneck (the traction pin at the front section of the goose neck is connected to the traction saddle on the tractor, and the back end of the goose neck is connected to the heavy duty equipment trailer frame), the middle section is the cargo platform (the lowest part of the frame), and the rear end is Wheel frame (including wheels).
3. Factors to consider when purchasing a low bed trailer.
The low bed truck can also carry a wide range of goods, which is suitable for the transportation of various steels such as a variety of mechanical equipment, large objects, highway construction equipment, power station equipment and machinery.
1. Working platform of low loader
The drop deck semi trailer main cargo platform is low, which ensures the stability of transportation and is suitable for carrying various types of engineering machinery, large equipment and steel.
Heavy semi low loader trailer Frame; Lightweight low loader Frame
Different frame styles determine its carrying capacity.
2. Low bed trailer ramp
There are three styles of low loader trailer ramps, the most common is spring ladders. There are also ordinary hydraulic ramps and folding hydraulic ladders.
3. Lowbed trailer suspension
There are three styles of step deck trailer suspension. The most common are leaf spring suspension, airbag suspension, and axis suspension.
4. Low deck trailer load capacity
The load capacity of the lowbed trailer truck is mainly achieved by the frame, that is, the most important factor affecting the lowbed trailer load capacity is the frame. The stronger the frame, the better the carrying capacity.
Tires have different models and designs, so tires also have a great impact on the load. The number and type of axles, the thickness of the suspension, the thickness of the leaf spring, etc. also have a certain effect on the load.
There are many tonnages of drop heavy haul trailer we can provide, such as 15 tons, 30 tons, 40 tons, 60 tons, 80 tons, 100 tons, 120 tons, 150 tons, 200 tons. We can provide customized services according to the actual situation of transportation.
Many customers choose conventional models under 100t lowbed for sale.
5. Loading method of lowbed trailer
When loading mechanical equipment on a low deck trailer, it is usually loaded from the rear of the heavy load trailers, that is, by moving the mechanical equipment from the rear wheel frame or removing the wheels, and then fixing the mechanical equipment to the low bed loader.
What is the difference between detachable low bed and semi low bed trailer?
The major difference in lowboy trailer is that the gooseneck can be removed. When using a low bed trailer, the heavy cargo is loaded from the rear part. However, the cargo is loaded from the front part when using a rgn lowboy trailer.
What is the height of the bearing surface of hydraulic low bed trailers?
The most common hydraulic lowbed trailer height is 125cm. The low plate height purchased by African customers is 90cm, 100cm, 125cm, 130cm, and the minimum height can be 65cm.
6. Lowbed Trailer load test and marine transportation
In order to prevent the lowbed trailer paint from being corroded by seawater, we spray a layer of wax on the surface of the
Low Bed Trailer,Low Bed Dolly Trailer,Low Bed Truck,Low Bed Semi Trailer
Liangshan Changhong Special Purpose Vehicle Manufacturing Co., Ltd. , https://www.chvehicles.com